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Trauma Insurance

A Trauma benefit is payable as a lump sum benefit in the event you suffer a critical illness. A partial benefit is also payable under some circumstances when you are diagnosed with a critical illness, such as heart attack, stroke or cancer.

This type of cover is designed to help you cover medical expenses associated with the trauma and other costs that your family may be exposed to. Also, it can often be combined with Life and/or TPD cover at a discounted price.

Basically, trauma insurance fills in the gap between life insurance, TPD insurance and income protection insurance.

For example, an insured person who suffers a mild stroke and is able to return to work after months would not be able to claim under their life insurance or TPD and may not be able to claim under their income protection policy.

That's why you should seek advice from your qualified PlanSmart adviser.

Additional benefits that can be added to your Trauma policy at an extra cost:

  • Double Trauma

  • Trauma Reinstatement

  • Total & Permanent Disablement

  • Trauma Buy-Back

  • Child Recovery


Contact us to find out more or to discuss your Insurance options.


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PlanSmart Pty Ltd (ABN 15 142 298 208) Authorised Representative (No. 345551) of
Synchronised Business Services Pty Ltd T/as Synchron ABN 33 007 207 650
Australian Financial Services License No. 243313

Disclaimer: The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, PlanSmart Pty Ltd will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should seek advice or satisfy themselves independently of the appropriateness of such action.