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Business Expenses Insurance

Business Expenses insurance is like Income Protection for your business. It enables your business to continue to operate if you are temporarily disabled and unable to work.

If your business stops operating, your income might be covered by Income Protection, but if the ongoing expenses of the business for example rent, business mortgage or loan repayments, equipment leasing costs and utilities payments aren't covered, the owner might need to use the income protection proceeds to pay those, to keep the business out of bankruptcy.

Ideally, a business owner would have the business's net profit covered by income protection, any loans covered by life insurance possibly with some TPD cover and the expenses covered by business expenses insurance.

Most policies have the following built in benefits;

  • Total Disablement benefit

  • Partial Disablement benefit

  • Waiver of Premium

  • Indexation

  • Accident Option (Available at extra cost)

 

Contact us to find out more or to discuss your Insurance options.

 

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Synchron

PlanSmart Pty Ltd (ABN 15 142 298 208) Authorised Representative (No. 345551) of
Synchronised Business Services Pty Ltd T/as Synchron ABN 33 007 207 650
Australian Financial Services License No. 243313

Disclaimer: The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, PlanSmart Pty Ltd will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should seek advice or satisfy themselves independently of the appropriateness of such action.